Fund Your Global Education Without Collateral Bottlenecks.
Whether targeting STEM programs in the US, Canada, UK, Australia, or premier institutions in India (IIMs/IITs), Trueways benchmarks 30+ leading public, private, and international student lenders to secure low-rate collateral and non-collateral education loans with complete pre-visa sanction support.
- Up to ₹1.5 Crore Non-Collateral (Unsecured) Funding Available
- Official Pre-Visa Sanction Letters for Embassy Proof of Funds
- Extended Moratorium Periods (Course Duration + 6 to 12 Months)
Check Student Loan Eligibility
Pre-visa sanction support · ₹0 advisory fee
8.50%*
Starting Interest Rate
Up to ₹1.5 Cr
Collateral-Free Funding Tier
100%
Living & Tuition Cost Financed
Course + 1 Yr
Repayment Moratorium Window
ACADEMIC FINANCING PROGRAMS
Structured Student Loans for Every Academic Goal
Comprehensive Foreign Education
Customized multi-currency disbursals covering tuition, flight tickets, health insurance, and monthly living expenses across top global destinations.
Preferential Concessional Rates
Unsecured, high-quantum loans designed specifically for students admitted into top-ranked domestic universities with 100% tuition coverage.
Working Professional Financing
Flexible short-to-medium tenure loans for working executives pursuing part-time MBAs, global executive certificates, or data/fintech certifications.
Unsecured Education Loans
- Security: Zero collateral or property mortgage required.
- Quantum: Up to ₹40 Lakhs to ₹1.5 Crores (based on university ranking and co-applicant income).
- Speed: Fast digital approval (typically 3 to 7 working days).
- Best For: Students pursuing top STEM or management degrees with strong future earnings potential.
Secured Education Loans (Property / FD)
- Security: Residential house, commercial plot, or fixed deposits.
- Quantum: Flexible funding up to ₹2 Crores+ with no cap.
- Interest Rate: 1.50% to 3.00% lower interest rate compared to unsecured options.
- Best For: Families wanting to minimize borrowing rates and extend repayment up to 15 years.
HOW IT WORKS
From Offer Letter to Campus Arrival in 4 Steps
Step 01: Profile & University Vetting:
We evaluate your academic admission, GRE/GMAT/IELTS scores, and co-applicant profile to identify the best lenders.
Step 02: Pre-Visa Sanction Letter:
Secure an unconditional sanction letter required for I-20 (USA), CAS (UK), or visa financial documentation.
Step 03: Visa Approval & Agreement:
Complete formal loan agreement execution once your student visa is granted.
Step 04: University Fee Disbursal:
Bank wires tuition fees directly to the foreign university and releases living expenses onto a student forex card.
What Does an Education Loan Cover?
1. Academic Tuition:
100% of college, tuition, laboratory, and examination charges paid directly to the university.
2. Living & Accommodation:
Hostels, off-campus apartment rent, food allowances, and utility expenses.
3. Study Essentials:
Laptop, software licenses, research books, and specialized project equipment.
4. Travel & Mandatory Fees:
Return economy flight tickets, mandatory student health insurance, and visa application fees.
Eligibility Parameters
- Citizenship: Indian citizen with valid passport
- Admission Status: Confirmed admission offer from a recognized university / institute
- Academic Record: Consistent academic background (minimum 55%–60%+ recommended)
- Co-Applicant: Parent, legal guardian, sibling, or spouse with a stable income source
Required Documentation
- Academic Papers: 10th, 12th, Degree marks sheets, Entrance test results (GRE, GMAT, TOEFL, IELTS)
- Admission Offer: Official admission letter / I-20 / CAS statement with fee structure
- Co-Applicant KYC: PAN Card, Aadhaar Card, Passport
- Co-Applicant Income: Last 3 months' salary slips, Form 16 (2 years), or 2 years' ITR, with 6 months' bank statements
- Collateral Papers (if applicable): Title deeds, chain documents, approved municipal plan
SECURE YOUR ACADEMIC FUTURE
Get Fast Pre-Visa Education Loan Sanction.
Book a 15-minute consultation with a Trueways education finance specialist. We will evaluate collateral and non-collateral options across 30+ lenders.